Mobile banking has taken banking activities through an era of rapid developments. A mobile bank app has made banking faster and more convenient, as it helps the users access their account anytime, anywhere. They can save time as they need not wait in banks for doing a simple banking task.
The user can carry out transactions, make payments, and receive money by downloading and installing the IDFC FIRST Bank mobile app. Some user-friendly banking features that make this app the most sought-after one are:
- Make bill payments instantly
The mobile banking app from IDFC FIRST Bank helps you make bill payments, like credit card and utility bill payments, and avoid multiple login processes. The UPI facility present in the app helps you to pay for LPG, electricity, water, internet, FASTag, and DTH. The automatic payment instructions for your insurance premium payments and other bills will help you prevent penalties. This facility is available round the clock, so you do not worry about late-night or last-minute transactions.
- Purchase different types of insurance on a mobile banking app
The integration with other apps like the insurance app helps this banking app offer easy accessibility to a range of insurance plans that help you make your life more secure. You can buy health insurance, car insurance, and term insurance through the mobile banking app. It also helps you pay the premium online without any difficulty. The regular updates on the insurance premium due and date of maturity help you manage all insurance policies under one platform.
- Manage multiple bank accounts
The IDFC FIRST Bank mobile banking app is featured with accounts linking option, which helps the customer add multiple accounts of different banks to the app. The user can switch between different banks accounts, make payments, and get statements by linking accounts. Like a bank balance check app, it helps you to track your bank accounts and check the balances on the go.
- Get credit cards
If you open a bank account online, you can get a credit card if you are eligible for it. Using this credit card, you can purchase anything and get free credit for 48 days. With the mobile bank app, the user can do a credit card balance check, which will help the user to know the available credit limit for the credit card. Apart from purchasing, the user can utilize this card for cash withdrawals.
- Open online accounts
The user can open accounts online based on their needs. There are different accounts available such as the savings account, business account, current account, retired person’s account and student account, and special account for women. The procedure for opening a bank account is quick and does not involve any paperwork.
- Safe online banking features
The internet banking app offer a safe banking experience with notifications, alerts, and account statements to know all the transactions in your bank accounts. The app gives you updates regarding any transaction right then and there. Witha statement, you can have the details of every transaction happened, which will help you take quick actions if there are unrecognized transactions.
With all these top features offered by the IDFC FIRST Bank mobile banking app,you can enjoy a personalized banking experience.