Everything you need to know about the RBL Credit Cards

RBL credit cards:

RBL Bank, founded in 1943, is one of the oldest private sector banks in India and one of the pioneers in the banking sector. Drawing upon its wealth of expertise and experience in banking, RBL brings to you a multi-purpose credit card that lets you make purchases, pay for them through easy EMIs, and offers a useful system of rewards. With over 10 card types, each of which is specially tailored to suit a particular need, you will find yourself spoilt for choices. RBL also offers student credit cards to make sure everyone has access to easy credit.

RBL credit card Online Payments:

With an RBL credit card, paying bills cannot be made easier. Now that our world is increasingly moving online, you can also choose to make RBL credit card online payments from not 1 or 2, but 9 types of payment options such as NEFT, IMPS, Net Banking, Bill desk, Mobile banking, Debit card, UPI, NACH and via standing instruction.

But if you still prefer the good old offline banking, fret not for you can always visit an RBL bank branch and pay using cash or by issuing a cheque. Make sure to produce your PAN for cash payments exceeding Rs.50,000. Alternatively, you could also visit an ATM to make the payment.

In each case, the processing time is either the same day or maximum, the next day except for payments via cheque, which are subject to realization.

RBL credit card Rewards and Offers:

The loyalty program offered by RBL credit card is exclusive to its users and all that the user has to do to avail of it is to activate their online account. To do this, you can simply log on to the RBL website and enter your credentials. Alternatively, you can also call up the RBL Rewards Service center.

In order to be eligible for the loyalty program, the user has to be an Indian citizen. The points accumulated have a validity of 24 months. These can be redeemed against:

  • Flight tickets
  • Electronic goods
  • Beauty products
  • Mobile recharges, etc.

The list is truly endless. The cardholders are also rewarded with personalized gifts chosen from a diversified range of products.

RBL Rewards Program comes with a number of benefits such as:

  • Accepted globally by over 23 million merchant establishments.
  • Secured with PIN-based Europay, Mastercard, and Visa (EMV) chip.
  • Instant alerts to keep you updated on each transaction.
  • Online transactions using your credit card.
  • Zero fraud liability in case of card loss/theft if you inform the customer service immediately of the same.

There is no limit to the points that one can earn under the RBL credit card’s loyalty program. To redeem you RBL rewards, all you have to do is follow these simple steps:

  1.  Visit the RBL rewards site and log in using your credentials.
  2. Enter the category you wish to redeem the gift for, whether travel, shopping, recharge, etc
  3. Next, click on Redeem Points and select the number of points you want to redeem.
  4. You will receive and OTP on your registered mobile number. Enter the OTP and you are done.

Conclusion:

With RBL credit cards at your service, it’s time to shift your focus to other important things and stop worrying about your credit cards and their payments. Its various rewards and offers are sure to enhance your experience, be it travel or shopping or just buying your loved one a  personalised gift.